228 4th Ave NE, Saint Cloud, MN, 56304 | $524/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

3 Bed
2 Bath
1393 sft

1008 23rd Ave N, Saint Cloud, MN, 56303

2 Bed
1 Bath
1105 sft

2539 43rd Ave S, Saint Cloud, MN, 56301

2 Bed
2 Bath
1784 sft

1026 15th Ave S, Saint Cloud, MN, 56301

3 Bed
1 Bath
1281 sft

3613 Roosevelt Rd, Saint Cloud, MN, 56301

Nearby investment properties with comparable prices

3 Bed
2 Bath
1228 sft

1202 11th Ave SE, Saint Cloud, MN, 56304

3 Bed
2 Bath
1227 sft

1516 14th St SE, Saint Cloud, MN, 56304

4 Bed
2 Bath
2940 sft

118 16th Ave S, Saint Cloud, MN, 56301

3 Bed
1 Bath
1220 sft

1145 15th Ave S, Saint Cloud, MN, 56301

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Investment property for sale in Saint Cloud at 228 4th Ave NE, Saint Cloud, MN, 56304 uses $72,930 cash to close to unlock $6,288/yr annual cash flow and $524/mo monthly cash flow. Total monthly income runs $1,898/mo, and a $1,077/mo payment keeps the spread at $524/mo. Purchase price stands at $220,000, and rental yield measures 10.35% with $1,898/mo rent. Return on cash invested shows 28.53% in year one, and 5% annual appreciation builds toward $60,782 over five years. Five-year ROI reaches 149.12% and total cumulative return in cash records $108,755. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,898/mo property income covering a $1,077/mo payment rather than investor’s personal income.

Single Family

Built in 1939

6,098 sqft lot

$N/A/sqft

No HOA