22775 Hilltopper WayWildomarCA92595
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 22775 Hilltopper Way, Wildomar, CA, 92595 in Wildomar. Priced at $590,000, it generates $6,244/mo in gross rent and $2,320/mo in net monthly cash flow, a 12.7% yield that comfortably supports the 2.35 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $27,837. Five-year appreciation: $163,006. Equity from principal paydown: $5,434/yr. Total projected cumulative return: $374,209.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 5.0% |
| Monthly Cash Flow | $2,320 | $300 |
City averages based on Wildomar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,244 |
| Total Monthly Debt Service | $3,689 |
| DSCR Ratio | 1.69x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
8,581 sqft lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
8,581 sqft lot
$N/A/sqft
$125 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices