2277 Spring Wheat LoopEast HelenaMT59635
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingSteady, low-maintenance, and fundable: 2277 Spring Wheat Loop, East Helena, MT, 59635 in East Helena at $759,000. Rental yield 6.18%. The 6.18% yield and 1.11 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $209,698 by year five, and $6,990/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $245,276.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 7.0% |
| Monthly Cash Flow | $(524) | $400 |
City averages based on East Helena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,793 |
| Total Monthly Debt Service | $4,134 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59635, East Helena, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,477 (100%) |
| Owner Occupied HU | 2,639 (75.9%) |
| Renter Occupied HU | 687 (19.8%) |
| Vacant Housing Units | 151 ( 4.3%) |
| Median Home Value | $384,643 |
| Average Home Value | $424,353 |
Housing Distribution
Address Breakdown
Residential
2,505
Single Family
2,505
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59635, East Helena, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,477 (100%) |
| Owner Occupied HU | 2,639 (75.9%) |
| Renter Occupied HU | 687 (19.8%) |
| Vacant Housing Units | 151 ( 4.3%) |
| Median Home Value | $384,643 |
| Average Home Value | $424,353 |
Housing Distribution
Address Breakdown
Residential
2,505
Single Family
2,505
Multi-Family
0
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Linda Crofts • Big Sky Brokers, LLC
Mls Name: MRMLS
Mls Provider:
Mls ID: #30047135
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.