22709 Hig Way #80-WDemopolisAL36732
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 22709 Hig Way #80-W, Demopolis, AL, 36732 in Demopolis is a conservative rental investment at $315,000. The 6.86% yield from $1,800/mo in rent nets $22/mo after the $1,416/mo debt. A 1.27 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $87,029; $2,901/yr in principal paydown supplements. Total projected return: $120,154.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 8.5% |
| Monthly Cash Flow | $22 | $400 |
City averages based on Demopolis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,800 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
4.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36732, Demopolis, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,874 (100%) |
| Owner Occupied HU | 2,071 (53.5%) |
| Renter Occupied HU | 1,303 (33.6%) |
| Vacant Housing Units | 500 (12.9%) |
| Median Home Value | $238,005 |
| Average Home Value | $225,221 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,236
Multi-Family
201
Businesses
519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
4.20 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 36732, Demopolis, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,874 (100%) |
| Owner Occupied HU | 2,071 (53.5%) |
| Renter Occupied HU | 1,303 (33.6%) |
| Vacant Housing Units | 500 (12.9%) |
| Median Home Value | $238,005 |
| Average Home Value | $225,221 |
Housing Distribution
Address Breakdown
Residential
3,437
Single Family
3,236
Multi-Family
201
Businesses
519
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Barbara Myers • Keller Williams Tuscaloosa
Mls Name: WAMLS
Mls Provider:
Mls ID: #166235
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.