22698 Rio Alto Dr, Cottonwood, CA, 96022 | $107/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Cottonwood at 22698 Rio Alto Dr, Cottonwood, CA, 96022 with 5% annual appreciation on a $419,000 basis while $2,699/mo rent supports operations. Total monthly income totals $2,699/mo and a $2,051/mo payment preserves $107/mo for cash returns. Annual cash flow comes to $1,281/yr on $138,899 deployed, and return on cash invested reaches 20.83% in year one. Equity gained on principal adds $2,704/yr, and five-year appreciation sums $115,762 alongside rental yield of 7.73%. Five-year ROI measures 107.77% and total cumulative return in cash totals $149,693.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,699/mo property income versus a $2,051/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in N/A

10,454 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 96022, Cottonwood, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,867 (100%)
Owner Occupied HU	4,923 (71.7%)
Renter Occupied HU	1,368 (19.9%)
Vacant Housing Units	576 ( 8.4%)
Median Home Value	$434,730
Average Home Value	$463,146