22677 Riverstone CirWildomarCA92595
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 22677 Riverstone Cir, Wildomar, CA, 92595 in Wildomar is a conservative rental investment at $728,000. Rental yield 6.92%. A 1.28 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $201,133; $6,705/yr in principal paydown supplements. Total projected return: $256,348.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 5.0% |
| Monthly Cash Flow | $(306) | $300 |
City averages based on Wildomar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,198 |
| Total Monthly Debt Service | $4,214 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
7,841 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92595, Wildomar, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,626 (100%) |
| Owner Occupied HU | 8,246 (70.9%) |
| Renter Occupied HU | 2,900 (24.9%) |
| Vacant Housing Units | 480 ( 4.1%) |
| Median Home Value | $615,743 |
| Average Home Value | $656,916 |
Housing Distribution
Address Breakdown
Residential
10,963
Single Family
9,969
Multi-Family
994
Businesses
534
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Vincent Truong • A + Realty & Mortgage
Mls Name: CRMLS
Mls ID: #TR25186132