22608 Sweetspire DrClarksburgMD20871
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 22608 Sweetspire Dr, Clarksburg, MD, 20871 in Clarksburg at $1,049,900, 4.19% gross yield, is a market-growth asset. Rental yield 4.19%. The $3,666/mo rent partially funds the $4,721/mo debt service; the core return is the 5%/yr price growth projected to add $290,068 over five years. Ziffy Mortgage's DSCR mortgage (0.78) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $213,948.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.5% |
| Monthly Cash Flow | $(2,864) | $300 |
City averages based on Clarksburg market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,666 |
| Total Monthly Debt Service | $6,112 |
| DSCR Ratio | 0.60x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2012
6,150 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20871, Clarksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,933 (100%) |
| Owner Occupied HU | 8,287 (83.4%) |
| Renter Occupied HU | 1,371 (13.8%) |
| Vacant Housing Units | 275 ( 2.8%) |
| Median Home Value | $688,753 |
| Average Home Value | $723,359 |
Housing Distribution
Address Breakdown
Residential
10,100
Single Family
9,628
Multi-Family
472
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2012
6,150 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20871, Clarksburg, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,933 (100%) |
| Owner Occupied HU | 8,287 (83.4%) |
| Renter Occupied HU | 1,371 (13.8%) |
| Vacant Housing Units | 275 ( 2.8%) |
| Median Home Value | $688,753 |
| Average Home Value | $723,359 |
Housing Distribution
Address Breakdown
Residential
10,100
Single Family
9,628
Multi-Family
472
Businesses
398
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brandy Saballos • RE/MAX Realty Centre, Inc.
Mls Name: Bright MLS
Mls ID: #MDMC2201068