2260 W Rialto Ave SPACE 31San BernardinoCA92410
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 2260 W Rialto Ave SPACE 31, San Bernardino, CA, 92410 in San Bernardino. Priced at $125,000, it generates $3,730/mo in gross rent and $2,956/mo in net monthly cash flow, a 35.8% yield that comfortably supports the 6.64 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $35,476. Five-year appreciation: $34,535. Equity from principal paydown: $1,151/yr. Total projected cumulative return: $237,703.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 35.8% | 4.8% |
| Monthly Cash Flow | $2,956 | $850 |
City averages based on San Bernardino market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,730 |
| Total Monthly Debt Service | $724 |
| DSCR Ratio | 5.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1959
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92410, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,442 (100%) |
| Owner Occupied HU | 6,100 (42.2%) |
| Renter Occupied HU | 7,846 (54.3%) |
| Vacant Housing Units | 496 ( 3.4%) |
| Median Home Value | $304,992 |
| Average Home Value | $347,184 |
Housing Distribution
Address Breakdown
Residential
14,196
Single Family
11,534
Multi-Family
2,662
Businesses
1,055
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1959
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92410, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,442 (100%) |
| Owner Occupied HU | 6,100 (42.2%) |
| Renter Occupied HU | 7,846 (54.3%) |
| Vacant Housing Units | 496 ( 3.4%) |
| Median Home Value | $304,992 |
| Average Home Value | $347,184 |
Housing Distribution
Address Breakdown
Residential
14,196
Single Family
11,534
Multi-Family
2,662
Businesses
1,055
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices