226 Wood StHopkintonMA01748
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder226 Wood St, Hopkinton, MA, 01748 in Hopkinton is a stable, well-positioned rental at $899,000. Rental yield 7.15%. DSCR 1.33 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $248,377 in value and $8,280/yr in principal paydown builds equity, a total projected return of $321,596.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 4.5% |
| Monthly Cash Flow | $(307) | $600 |
City averages based on Hopkinton market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $5,359 |
| Total Monthly Debt Service | $5,309 |
| DSCR Ratio | 1.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1865
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01748, Hopkinton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,908 (100%) |
| Owner Occupied HU | 5,510 (79.8%) |
| Renter Occupied HU | 1,127 (16.3%) |
| Vacant Housing Units | 271 ( 3.9%) |
| Median Home Value | $865,118 |
| Average Home Value | $944,601 |
Housing Distribution
Address Breakdown
Residential
7,020
Single Family
6,580
Multi-Family
440
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1865
0.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01748, Hopkinton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,908 (100%) |
| Owner Occupied HU | 5,510 (79.8%) |
| Renter Occupied HU | 1,127 (16.3%) |
| Vacant Housing Units | 271 ( 3.9%) |
| Median Home Value | $865,118 |
| Average Home Value | $944,601 |
Housing Distribution
Address Breakdown
Residential
7,020
Single Family
6,580
Multi-Family
440
Businesses
564
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73518029