226 W Dibble StMarcellusMI49067
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 226 W Dibble St, Marcellus, MI, 49067 in Marcellus: $1,328/mo in rent, $372/mo in net income, 11% gross yield, 2.04 DSCR, all at $144,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $40,033 in appreciation and $1,335/yr in principal paydown projects total cumulative return of $79,153.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 8.2% |
| Monthly Cash Flow | $372 | $350 |
City averages based on Marcellus market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,328 |
| Total Monthly Debt Service | $898 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1940
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49067, Marcellus, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,103 (100%) |
| Owner Occupied HU | 1,481 (70.4%) |
| Renter Occupied HU | 249 (11.8%) |
| Vacant Housing Units | 373 (17.7%) |
| Median Home Value | $218,581 |
| Average Home Value | $257,004 |
Housing Distribution
Address Breakdown
Residential
1,710
Single Family
1,688
Multi-Family
22
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1940
8,712 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49067, Marcellus, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,103 (100%) |
| Owner Occupied HU | 1,481 (70.4%) |
| Renter Occupied HU | 249 (11.8%) |
| Vacant Housing Units | 373 (17.7%) |
| Median Home Value | $218,581 |
| Average Home Value | $257,004 |
Housing Distribution
Address Breakdown
Residential
1,710
Single Family
1,688
Multi-Family
22
Businesses
79
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices