226 Kelton StHensleyAR72065
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 226 Kelton St, Hensley, AR, 72065 in Hensley worth study. Rental yield 5.49%. The 5.49% gross yield is below cash-flow benchmarks at $352,900, but 5% annual appreciation, adding $97,500 over five years, frames this as a capital growth position. Rent of $2,544/mo partially offsets the $1,587/mo payment. Ziffy Mortgage finances appreciation-play properties (1.60 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $160,727.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.5% | 8.0% |
| Monthly Cash Flow | $(507) | $300 |
City averages based on Hensley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,544 |
| Total Monthly Debt Service | $1,981 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72065, Hensley, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,240 (100%) |
| Owner Occupied HU | 1,650 (73.7%) |
| Renter Occupied HU | 379 (16.9%) |
| Vacant Housing Units | 211 ( 9.4%) |
| Median Home Value | $232,637 |
| Average Home Value | $254,389 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,201
Multi-Family
3
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.33 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72065, Hensley, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,240 (100%) |
| Owner Occupied HU | 1,650 (73.7%) |
| Renter Occupied HU | 379 (16.9%) |
| Vacant Housing Units | 211 ( 9.4%) |
| Median Home Value | $232,637 |
| Average Home Value | $254,389 |
Housing Distribution
Address Breakdown
Residential
2,204
Single Family
2,201
Multi-Family
3
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Teresa Cogovan • Century 21 Parker & Scroggins Realty - Benton
Mls Name: CARMLS
Mls Provider:
Mls ID: #25018159
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