226 E Main St, Mechanicsburg, PA, 17055 | 7.63% Rental Yield

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226 E Main St, Mechanicsburg, PA, 17055 | 7.63% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Mechanicsburg at 226 E Main St, Mechanicsburg, PA, 17055 with 5% annual appreciation on a $240,000 basis while $1,525/mo rent supports operations. 19% in year one. Equity gained on principal adds $1,549/yr, and five-year appreciation sums $66,308 alongside rental yield of 7.63%. Five-year ROI measures 99.43% and total cumulative return in cash totals $79,106. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,525/mo property income versus a $1,175/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1900

3,485 sqft lot

$N/A/sqft

No HOA

More details about the property

Welcome to this beautifully maintained 3-bedroom historic home nestled in the vibrant heart of downtown Mechanicsburg. This timeless property blends classic charm with thoughtful updates, offering a perfect mix of character and convenience. From the moment you step onto the inviting front porch, youll appreciate the craftsmanship and architectural detail of this stately residence. Inside, you'll find rich hardwood flooring, high ceilings, and original woodwork that showcase the homes 19th-century roots, while modern touches like updated and spacious kitchen that offer everyday comfort. The first floor has an updated open kitchen, a laundry room/powder room, and a formal dining room with original hardwood floors and log wood accent wall. Upstairs, youll find 3-bedrooms, with a pass-through bonus room. The full bathroom upstairs consists of both a soaking tub as well as a standup shower. Out back, a private fenced yard and off-street parking make this home both functional and family-friendly. The detached shed offers additional storage or workshop space. Located just steps from local cafes, shops, parks, and schools, this property offers the best of walkable small-town living with easy access to major highways and commuter routes. This home is zoned mixed residential & commercial, allowing you multiple uses for this property. With newer tankless water system, a roof less than 10 years old, and newer natural gas heating system, this home has a lot going for it. Priced so that the new owner can add their personal touches and experience some equity growth along the way. Come make this your home today.

Neighborhood Data

Neighborhood data shown for ZIP Code: 17055, Mechanicsburg, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	19,091 (100%)
Owner Occupied HU	12,521 (65.6%)
Renter Occupied HU	5,868 (30.7%)
Vacant Housing Units	702 ( 3.7%)
Median Home Value	$334,021
Average Home Value	$374,100