226 Barr AveNorthern CambriaPA15714
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThis Northern Cambria rental at 226 Barr Ave, Northern Cambria, PA, 15714 sits in the solid-income band: 10% gross yield, $1,109/mo rent, $237/mo net after the $598/mo debt service, DSCR 1.85. Entry price of $133,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $36,745 and $1,225/yr in principal reduction bring total cumulative return to $65,970.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 6.2% |
| Monthly Cash Flow | $237 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,109 |
| Total Monthly Debt Service | $819 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15714, Northern Cambria, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,643 (100%) |
| Owner Occupied HU | 1,828 (69.2%) |
| Renter Occupied HU | 469 (17.7%) |
| Vacant Housing Units | 346 (13.1%) |
| Median Home Value | $110,541 |
| Average Home Value | $158,005 |
Housing Distribution
Address Breakdown
Residential
1,987
Single Family
1,982
Multi-Family
5
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
7,840 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15714, Northern Cambria, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,643 (100%) |
| Owner Occupied HU | 1,828 (69.2%) |
| Renter Occupied HU | 469 (17.7%) |
| Vacant Housing Units | 346 (13.1%) |
| Median Home Value | $110,541 |
| Average Home Value | $158,005 |
Housing Distribution
Address Breakdown
Residential
1,987
Single Family
1,982
Multi-Family
5
Businesses
162
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steven Clapper • Perry Wellington Realty, LLC
Mls Name: AHAR
Mls ID: #78273