2258 Caminito Pescado Unit 11San DiegoCA92107
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2258 Caminito Pescado Unit 11, San Diego, CA, 92107 in San Diego at $759,000 earns $5,426/mo in rent and nets $51/mo after the $3,413/mo payment, a 8.58% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $209,698 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $6,990/yr in principal paydown, total projected return reaches $334,808.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 4.8% |
| Monthly Cash Flow | $51 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,426 |
| Total Monthly Debt Service | $4,393 |
| DSCR Ratio | 1.24x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92107, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,241 (100%) |
| Owner Occupied HU | 4,807 (33.8%) |
| Renter Occupied HU | 8,280 (58.1%) |
| Vacant Housing Units | 1,154 ( 8.1%) |
| Median Home Value | $1,340,969 |
| Average Home Value | $1,387,522 |
Housing Distribution
Address Breakdown
Residential
13,666
Single Family
9,524
Multi-Family
4,142
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92107, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,241 (100%) |
| Owner Occupied HU | 4,807 (33.8%) |
| Renter Occupied HU | 8,280 (58.1%) |
| Vacant Housing Units | 1,154 ( 8.1%) |
| Median Home Value | $1,340,969 |
| Average Home Value | $1,387,522 |
Housing Distribution
Address Breakdown
Residential
13,666
Single Family
9,524
Multi-Family
4,142
Businesses
530
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls ID: #250042572