2257 Mountain View RdStaffordVA22556
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 2257 Mountain View Rd, Stafford, VA, 22556 in Stafford at $675,000 earns $4,090/mo in rent and nets $55/mo after the $3,035/mo payment, a 7.27% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $186,490 over five years. Ziffy Mortgage underwrites this on a 1.35 DSCR without U.S. credit history. With $6,217/yr in principal paydown, total projected return reaches $258,876.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 5.4% |
| Monthly Cash Flow | $55 | $1,850 |
City averages based on Stafford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,090 |
| Total Monthly Debt Service | $3,766 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1967
11.94 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1967
11.94 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices