2254 Algonquin Road, Niskayuna, NY, 12309 | 6.05% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,151/mo, and a $3,059/mo payment. Purchase price stands at $625,000, and rental yield measures 6.05% with $3,151/mo rent. Return on cash invested shows 14.09% in year one, and 5% annual appreciation builds toward $172,676 over five years. Five-year ROI reaches 72.27% and total cumulative return in cash records $148,609. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,151/mo property income covering a $3,059/mo payment rather than investor’s personal income.

Single Family

Built in 1946

1.05 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 12309, Schenectady, NY area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	13,491 (100%)
Owner Occupied HU	9,704 (71.9%)
Renter Occupied HU	3,031 (22.5%)
Vacant Housing Units	756 ( 5.6%)
Median Home Value	$348,109
Average Home Value	$382,773