2253 Poipu Rd #426KoloaHI96756
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2253 Poipu Rd #426, Koloa, HI, 96756 in Koloa deserves attention. This $365,600 property earns $3,354/mo in rent, a 11.01% gross yield, and nets $720/mo after the $1,644/mo payment. DSCR 2.04 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $101,009 compounds alongside $3,367/yr in yearly equity build, for a total cumulative return of $186,605.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 4.0% |
| Monthly Cash Flow | $720 | $1,500 |
City averages based on Koloa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,354 |
| Total Monthly Debt Service | $2,489 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1979
55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96756, Koloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,622 (100%) |
| Owner Occupied HU | 1,484 (41.0%) |
| Renter Occupied HU | 922 (25.5%) |
| Vacant Housing Units | 1,216 (33.6%) |
| Median Home Value | $932,770 |
| Average Home Value | $1,093,051 |
Housing Distribution
Address Breakdown
Residential
2,172
Single Family
1,314
Multi-Family
858
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1979
55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96756, Koloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,622 (100%) |
| Owner Occupied HU | 1,484 (41.0%) |
| Renter Occupied HU | 922 (25.5%) |
| Vacant Housing Units | 1,216 (33.6%) |
| Median Home Value | $932,770 |
| Average Home Value | $1,093,051 |
Housing Distribution
Address Breakdown
Residential
2,172
Single Family
1,314
Multi-Family
858
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices