2253 Poipu Rd #244KoloaHI96756
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 2253 Poipu Rd #244, Koloa, HI, 96756 in Koloa earns a 8.67% gross yield at $685,000. Rent of $4,948/mo nets $1,047/mo after the $3,080/mo mortgage. The 1.61 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $189,253 and $6,309/yr in equity accumulation project a total cumulative return of $325,652.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 4.0% |
| Monthly Cash Flow | $1,047 | $1,500 |
City averages based on Koloa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,948 |
| Total Monthly Debt Service | $3,628 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96756, Koloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,622 (100%) |
| Owner Occupied HU | 1,484 (41.0%) |
| Renter Occupied HU | 922 (25.5%) |
| Vacant Housing Units | 1,216 (33.6%) |
| Median Home Value | $932,770 |
| Average Home Value | $1,093,051 |
Housing Distribution
Address Breakdown
Residential
2,172
Single Family
1,314
Multi-Family
858
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96756, Koloa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,622 (100%) |
| Owner Occupied HU | 1,484 (41.0%) |
| Renter Occupied HU | 922 (25.5%) |
| Vacant Housing Units | 1,216 (33.6%) |
| Median Home Value | $932,770 |
| Average Home Value | $1,093,051 |
Housing Distribution
Address Breakdown
Residential
2,172
Single Family
1,314
Multi-Family
858
Businesses
240
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices