225156 FREDERICK DRIVEBirnamwoodWI54414
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.15% gross rental yield, 225156 FREDERICK DRIVE, Birnamwood, WI, 54414 in Birnamwood is priced for capital growth, not immediate cash flow. The $449,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $124,050 by year five, with $3,764/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.91) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $92,909.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 6.2% |
| Monthly Cash Flow | $(1,087) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,926 |
| Total Monthly Debt Service | $2,944 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54414, Birnamwood, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,484 (100%) |
| Owner Occupied HU | 1,081 (72.8%) |
| Renter Occupied HU | 203 (13.7%) |
| Vacant Housing Units | 200 (13.5%) |
| Median Home Value | $209,286 |
| Average Home Value | $229,912 |
Housing Distribution
Address Breakdown
Residential
1,300
Single Family
1,266
Multi-Family
34
Businesses
50
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: ANN SCHMIDT • RIVERS EDGE REAL ESTATE
Mls Name: WIREX MLS
Mls ID: #22505579
