2250 Monroe St APT 264Santa ClaraCA95050
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.15% yield at 2250 Monroe St APT 264, Santa Clara, CA, 95050 in Santa Clara is solid, but the $2,275/mo payment compresses net cash flow to $77/mo at $480,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $132,615 by year five, and $4,024/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.61) without U.S. income documentation. Total projected return: $217,380.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.0% |
| Monthly Cash Flow | $77 | $1,500 |
City averages based on Santa Clara market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,659 |
| Total Monthly Debt Service | $2,895 |
| DSCR Ratio | 1.26x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1987
614 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95050, Santa Clara, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,775 (100%) |
| Owner Occupied HU | 5,905 (35.2%) |
| Renter Occupied HU | 9,819 (58.5%) |
| Vacant Housing Units | 1,051 ( 6.3%) |
| Median Home Value | $1,557,606 |
| Average Home Value | $1,576,285 |
Housing Distribution
Address Breakdown
Residential
16,297
Single Family
11,842
Multi-Family
4,455
Businesses
2,436
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls Provider:
Mls ID: #ML82061059
