225 W Station StSaint AnneIL60964
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 225 W Station St, Saint Anne, IL, 60964 in Saint Anne: $1,680/mo in rent, $969/mo net, 19.67% gross yield, all on a $102,500 acquisition. The 3.64 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $28,319 in value, and $944/yr in principal paydown steadily builds equity. Projected total cumulative return: $101,578.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.7% | 7.0% |
| Monthly Cash Flow | $969 | $150 |
City averages based on Saint Anne market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,680 |
| Total Monthly Debt Service | $670 |
| DSCR Ratio | 2.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1929
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60964, Saint Anne, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,158 (100%) |
| Owner Occupied HU | 1,606 (74.4%) |
| Renter Occupied HU | 410 (19.0%) |
| Vacant Housing Units | 142 ( 6.6%) |
| Median Home Value | $211,757 |
| Average Home Value | $242,203 |
Housing Distribution
Address Breakdown
Residential
1,840
Single Family
1,792
Multi-Family
48
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1929
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 60964, Saint Anne, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,158 (100%) |
| Owner Occupied HU | 1,606 (74.4%) |
| Renter Occupied HU | 410 (19.0%) |
| Vacant Housing Units | 142 ( 6.6%) |
| Median Home Value | $211,757 |
| Average Home Value | $242,203 |
Housing Distribution
Address Breakdown
Residential
1,840
Single Family
1,792
Multi-Family
48
Businesses
80
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leanne Provost, ABR,CRS,PSA,SRES • Berkshire Hathaway HomeServices Speckman Realty
Mls Name: MRED as distributed by MLS GRID
Mls ID: #12475242