225 S Carlisle StAllentownPA18109



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow225 S Carlisle St, Allentown, PA, 18109 in Allentown is a top-tier cash-flow asset. At $215,000 it produces $2,449/mo in rent and $1,040/mo in net monthly income, a 13.67% gross rental yield. The DSCR of 2.53 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $12,484. Five-year appreciation adds $59,401, driving a total cumulative return of $148,804.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 5.2% |
| Monthly Cash Flow | $1,040 | $850 |
City averages based on Allentown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,449 |
| Total Monthly Debt Service | $1,323 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
1,829 sqft lot
$N/A/sqft
No HOA



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1930
1,829 sqft lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Rick Matos • IronValley RE of Lehigh Valley
Mls Name: GLVR
Mls ID: #763916








