225 F StLincolnNE68508
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 225 F St, Lincoln, NE, 68508 in Lincoln delivers $1,188/mo in gross rent and $243/mo in net monthly income at a $139,900 entry. The 10.19% yield and 1.89 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $38,652 over five years and $1,288/yr in equity from loan paydown, total projected return is $69,112.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 5.2% |
| Monthly Cash Flow | $243 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,188 |
| Total Monthly Debt Service | $889 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68508, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,915 (100%) |
| Owner Occupied HU | 681 ( 9.8%) |
| Renter Occupied HU | 5,207 (75.3%) |
| Vacant Housing Units | 1,027 (14.9%) |
| Median Home Value | $202,273 |
| Average Home Value | $274,482 |
Housing Distribution
Address Breakdown
Residential
5,254
Single Family
3,112
Multi-Family
2,142
Businesses
1,046
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
3,484 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68508, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,915 (100%) |
| Owner Occupied HU | 681 ( 9.8%) |
| Renter Occupied HU | 5,207 (75.3%) |
| Vacant Housing Units | 1,027 (14.9%) |
| Median Home Value | $202,273 |
| Average Home Value | $274,482 |
Housing Distribution
Address Breakdown
Residential
5,254
Single Family
3,112
Multi-Family
2,142
Businesses
1,046
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices