225 Dream Catcher DrLizellaGA31052
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 225 Dream Catcher Dr, Lizella, GA, 31052 in Lizella. Priced at $255,990, it generates $2,518/mo in gross rent and $943/mo in net monthly cash flow, a 11.8% yield that comfortably supports the 2.19 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,315. Five-year appreciation: $70,725. Equity from principal paydown: $2,358/yr. Total projected cumulative return: $157,764.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.8% | 6.0% |
| Monthly Cash Flow | $943 | $1,200 |
City averages based on Lizella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,518 |
| Total Monthly Debt Service | $1,473 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.32 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31052, Lizella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,758 (100%) |
| Owner Occupied HU | 3,084 (82.1%) |
| Renter Occupied HU | 452 (12.0%) |
| Vacant Housing Units | 222 ( 5.9%) |
| Median Home Value | $277,756 |
| Average Home Value | $324,331 |
Housing Distribution
Address Breakdown
Residential
3,597
Single Family
3,597
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.32 Acres lot
$N/A/sqft
$200 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31052, Lizella, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,758 (100%) |
| Owner Occupied HU | 3,084 (82.1%) |
| Renter Occupied HU | 452 (12.0%) |
| Vacant Housing Units | 222 ( 5.9%) |
| Median Home Value | $277,756 |
| Average Home Value | $324,331 |
Housing Distribution
Address Breakdown
Residential
3,597
Single Family
3,597
Multi-Family
0
Businesses
97
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leslie Dekle • CENTURY COMMUNITIES
Mls Name: CGMLS
Mls ID: #252251
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.