2241 231st StTalihinaOK74571
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 2241 231st St, Talihina, OK, 74571 in Talihina is capital appreciation. Rental yield 4.97%. The 4.97% gross yield at $449,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $124,050 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (1.03) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $120,008.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 5% | 6.2% |
| Monthly Cash Flow | $(1,006) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,080 |
| Total Monthly Debt Service | $2,689 |
| DSCR Ratio | 0.77x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
2.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74571, Talihina, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,815 (100%) |
| Owner Occupied HU | 977 (53.8%) |
| Renter Occupied HU | 407 (22.4%) |
| Vacant Housing Units | 431 (23.7%) |
| Median Home Value | $123,864 |
| Average Home Value | $182,344 |
Housing Distribution
Address Breakdown
Residential
1,175
Single Family
1,152
Multi-Family
23
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
2.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 74571, Talihina, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,815 (100%) |
| Owner Occupied HU | 977 (53.8%) |
| Renter Occupied HU | 407 (22.4%) |
| Vacant Housing Units | 431 (23.7%) |
| Median Home Value | $123,864 |
| Average Home Value | $182,344 |
Housing Distribution
Address Breakdown
Residential
1,175
Single Family
1,152
Multi-Family
23
Businesses
121
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Brent Conrad • Kelly Right Real Estate
Mls Name: MLS Technology, Inc.
Mls Provider:
Mls ID: #2515520
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.