2240 Calle ChanateSan DiegoCA92139
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 2240 Calle Chanate, San Diego, CA, 92139 in San Diego at $695,000 earns $4,686/mo in rent and nets $67/mo after the $3,295/mo payment, a 8.09% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $192,016 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $5,826/yr in principal paydown, total projected return reaches $256,134.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $67 | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,686 |
| Total Monthly Debt Service | $4,512 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2026
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92139, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,635 (100%) |
| Owner Occupied HU | 6,233 (58.6%) |
| Renter Occupied HU | 4,141 (38.9%) |
| Vacant Housing Units | 261 ( 2.5%) |
| Median Home Value | $664,659 |
| Average Home Value | $792,239 |
Housing Distribution
Address Breakdown
Residential
10,742
Single Family
8,075
Multi-Family
2,667
Businesses
98
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: SDMLS
Mls Provider:
Mls ID: #260024384
