224 Victoria LnMount SterlingKY40353








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Mount Sterling at 224 Victoria Ln, Mount Sterling, KY, 40353 with 5% annual appreciation on a $489,900 basis while $3,251/mo rent supports operations. Total monthly income totals $3,251/mo and a $2,398/mo payment preserves $253/mo for cash returns. Annual cash flow comes to $3,040/yr on $162,402 deployed, and return on cash invested reaches 21.78% in year one. Equity gained on principal adds $3,161/yr, and five-year appreciation sums $135,350 alongside rental yield of 7.96%. Five-year ROI measures 112.8% and total cumulative return in cash totals $183,197.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $3,251/mo property income versus a $2,398/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1997
0.75 Acres lot
$N/A/sqft
$190 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 40353, Mount Sterling, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,016 (100%) |
| Owner Occupied HU | 5,961 (59.5%) |
| Renter Occupied HU | 3,264 (32.6%) |
| Vacant Housing Units | 791 ( 7.9%) |
| Median Home Value | $190,101 |
| Average Home Value | $242,793 |
Housing Distribution
Address Breakdown
Residential
9,390
Single Family
9,202
Multi-Family
188
Businesses
890
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Listed by: Jonathan Wood • Homeland Real Estate Inc - Mt Sterling
Mls Name: Imagine MLS
Mls Provider:
Mls ID: #25001066
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