224 South St, Oxford, MD, 21654 | 4.07% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Oxford at 224 South St, Oxford, MD, 21654 priced at $629,000 converts $2,132/mo rent into after a $3,079/mo obligation. Total monthly income equals $2,132/mo. Return on cash invested prints 9.74% in year one, and rental yield reads 4.07% against a $629,000 entry. Equity gained on principal adds $4,059/yr, while 5% annual appreciation compiles into $173,781 by year five. Five-year ROI reaches 48.31% and total cumulative return in cash sums $99,969. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,132/mo property income covering a $3,079/mo payment, not borrower’s personal income.

Single Family

Built in 1977

5,184 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21654, Oxford, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	756 (100%)
Owner Occupied HU	391 (51.7%)
Renter Occupied HU	80 (10.6%)
Vacant Housing Units	285 (37.7%)
Median Home Value	$827,381
Average Home Value	$990,294