224 N Market StCaldwellKS67022
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing224 N Market St, Caldwell, KS, 67022 in Caldwell is a stable, well-positioned rental at $160,000. Rental yield 6.98%. DSCR 1.29 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $44,205 in value and $1,474/yr in principal paydown builds equity, a total projected return of $52,384.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 8.0% |
| Monthly Cash Flow | $(134) | $300 |
City averages based on Caldwell market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $930 |
| Total Monthly Debt Service | $1,001 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
10,594 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67022, Caldwell, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 816 (100%) |
| Owner Occupied HU | 513 (62.9%) |
| Renter Occupied HU | 161 (19.7%) |
| Vacant Housing Units | 142 (17.4%) |
| Median Home Value | $85,893 |
| Average Home Value | $115,731 |
Housing Distribution
Address Breakdown
Residential
682
Single Family
669
Multi-Family
13
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
10,594 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67022, Caldwell, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 816 (100%) |
| Owner Occupied HU | 513 (62.9%) |
| Renter Occupied HU | 161 (19.7%) |
| Vacant Housing Units | 142 (17.4%) |
| Median Home Value | $85,893 |
| Average Home Value | $115,731 |
Housing Distribution
Address Breakdown
Residential
682
Single Family
669
Multi-Family
13
Businesses
94
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices