224 Mabel St, Johnstown, PA, 15905 | $137/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Johnstown at 224 Mabel St, Johnstown, PA, 15905 priced at $159,900 converts $1,207/mo rent into $137/mo cash flow after a $783/mo obligation. Total monthly income equals $1,207/mo, and annual cash flow totals $1,642/yr on $53,007 invested. Return on cash invested prints 23.01% in year one, and rental yield reads 9.06% against a $159,900 entry. Equity gained on principal adds $1,032/yr, while 5% annual appreciation compiles into $44,177 by year five. Five-year ROI reaches 120.11% and total cumulative return in cash sums $63,666. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $1,207/mo property income covering a $783/mo payment, not borrower’s personal income.

Single Family

Built in 1952

9,147 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 15905, Johnstown, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,846 (100%)
Owner Occupied HU	6,725 (68.3%)
Renter Occupied HU	2,048 (20.8%)
Vacant Housing Units	1,073 (10.9%)
Median Home Value	$153,828
Average Home Value	$183,997