224 Kerry DrCrossettAR71635
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 224 Kerry Dr, Crossett, AR, 71635 in Crossett at $465,900 earns $2,982/mo in rent and nets $181/mo after the $2,095/mo payment, a 7.68% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $128,720 over five years. Ziffy Mortgage underwrites this on a 1.42 DSCR without U.S. credit history. With $4,291/yr in principal paydown, total projected return reaches $187,969.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.5% |
| Monthly Cash Flow | $181 | $400 |
City averages based on Crossett market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,982 |
| Total Monthly Debt Service | $2,615 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71635, Crossett, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,271 (100%) |
| Owner Occupied HU | 3,141 (59.6%) |
| Renter Occupied HU | 1,409 (26.7%) |
| Vacant Housing Units | 721 (13.7%) |
| Median Home Value | $98,432 |
| Average Home Value | $124,399 |
Housing Distribution
Address Breakdown
Residential
4,811
Single Family
4,676
Multi-Family
135
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
4 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71635, Crossett, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,271 (100%) |
| Owner Occupied HU | 3,141 (59.6%) |
| Renter Occupied HU | 1,409 (26.7%) |
| Vacant Housing Units | 721 (13.7%) |
| Median Home Value | $98,432 |
| Average Home Value | $124,399 |
Housing Distribution
Address Breakdown
Residential
4,811
Single Family
4,676
Multi-Family
135
Businesses
489
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices