224 3rd St SCascadeMT59421
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Cascade rental at 224 3rd St S, Cascade, MT, 59421 sits in the solid-income band: 9.59% gross yield, $1,745/mo rent, $473/mo net after the $989/mo debt service, DSCR 1.76. Entry price of $219,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $60,754 and $2,025/yr in principal reduction bring total cumulative return to $112,673.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 6.2% |
| Monthly Cash Flow | $473 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,745 |
| Total Monthly Debt Service | $1,198 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
10,236 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59421, Cascade, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 740 (50.2%) |
| Renter Occupied HU | 153 (10.4%) |
| Vacant Housing Units | 581 (39.4%) |
| Median Home Value | $398,953 |
| Average Home Value | $560,084 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
706
Multi-Family
18
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
10,236 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59421, Cascade, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,474 (100%) |
| Owner Occupied HU | 740 (50.2%) |
| Renter Occupied HU | 153 (10.4%) |
| Vacant Housing Units | 581 (39.4%) |
| Median Home Value | $398,953 |
| Average Home Value | $560,084 |
Housing Distribution
Address Breakdown
Residential
724
Single Family
706
Multi-Family
18
Businesses
60
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Figler • Keller Williams Capital Realty
Mls Name: MRMLS
Mls Provider:
Mls ID: #30047844
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.