2238 Market St UNIT 308San FranciscoCA94114
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors approaching the U.S. market with capital-preservation in mind will find 2238 Market St UNIT 308, San Francisco, CA, 94114 in San Francisco aligned with their strategy. Rental yield 7.27%. DSCR 1.35 and 7.27% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $6,438/yr in paydown build toward a projected cumulative return of $200,745.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 4.5% |
| Monthly Cash Flow | $(1,066) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,237 |
| Total Monthly Debt Service | $5,025 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2022
0.52 Acres lot
$N/A/sqft
$684 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2022
0.52 Acres lot
$N/A/sqft
$684 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94114, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,680 (100%) |
| Owner Occupied HU | 7,096 (38.0%) |
| Renter Occupied HU | 9,994 (53.5%) |
| Vacant Housing Units | 1,590 ( 8.5%) |
| Median Home Value | $1,868,421 |
| Average Home Value | $1,722,524 |
Housing Distribution
Address Breakdown
Residential
17,163
Single Family
10,213
Multi-Family
6,950
Businesses
924
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices