22326 Stephens St, Saint Clair Shores, MI, 48080 | $21/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Saint Clair Shores at 22326 Stephens St, Saint Clair Shores, MI, 48080 generates $1,405/mo in rent and, after a $1,027/mo payment, leaves $21/mo in cash flow. Total monthly income is $1,405/mo, and annual cash flow is $254/yr on $69,582 invested. Return on cash invested sits at 20.27% in year one, and rental yield is 8.03% on a $209,900 entry. Equity gained on principal adds $1,354/yr, while 5% annual appreciation builds toward $57,992 over five years. Five-year ROI reaches 105.38% and total cumulative return in cash sums $73,328. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $1,405/mo property income rather than buyer’s personal income.

Single Family

Built in 1954

6,969 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 48080, Saint Clair Shores, MI area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,263 (100%)
Owner Occupied HU	8,247 (73.2%)
Renter Occupied HU	2,530 (22.5%)
Vacant Housing Units	486 ( 4.3%)
Median Home Value	$218,438
Average Home Value	$271,792