2232 Sourdough RdBozemanMT59715
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Bozeman rental at 2232 Sourdough Rd, Bozeman, MT, 59715 sits in the solid-income band: 8.11% gross yield, $4,632/mo rent, $404/mo net after the $3,080/mo debt service, DSCR 1.50. Entry price of $685,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $189,253 and $6,309/yr in principal reduction bring total cumulative return to $285,704.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.2% |
| Monthly Cash Flow | $404 | $1,850 |
City averages based on Bozeman market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,632 |
| Total Monthly Debt Service | $3,956 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
N/A lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59715, Bozeman, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,733 (100%) |
| Owner Occupied HU | 8,456 (47.7%) |
| Renter Occupied HU | 7,674 (43.3%) |
| Vacant Housing Units | 1,603 ( 9.0%) |
| Median Home Value | $816,641 |
| Average Home Value | $926,073 |
Housing Distribution
Address Breakdown
Residential
15,653
Single Family
14,358
Multi-Family
1,295
Businesses
1,951
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
N/A lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 59715, Bozeman, MT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,733 (100%) |
| Owner Occupied HU | 8,456 (47.7%) |
| Renter Occupied HU | 7,674 (43.3%) |
| Vacant Housing Units | 1,603 ( 9.0%) |
| Median Home Value | $816,641 |
| Average Home Value | $926,073 |
Housing Distribution
Address Breakdown
Residential
15,653
Single Family
14,358
Multi-Family
1,295
Businesses
1,951
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laurie Andrews • ERA Landmark Real Estate
Mls Name: Big Sky Country MLS
Mls ID: #394101
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.