22314 Joliet AveHawaiian GardensCA90716
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 22314 Joliet Ave, Hawaiian Gardens, CA, 90716 in Hawaiian Gardens at $790,000, 5.44% gross yield, is a market-growth asset. Rental yield 5.44%. The $3,580/mo rent partially funds the $3,552/mo debt service; the core return is the 5%/yr price growth projected to add $218,262 over five years. Ziffy Mortgage's DSCR mortgage (1.01) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $215,459.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 5.0% |
| Monthly Cash Flow | $(1,307) | $200 |
City averages based on Hawaiian Gardens market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,580 |
| Total Monthly Debt Service | $4,573 |
| DSCR Ratio | 0.78x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1955
4,982 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90716, Hawaiian Gardens, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,624 (100%) |
| Owner Occupied HU | 1,489 (41.1%) |
| Renter Occupied HU | 2,055 (56.7%) |
| Vacant Housing Units | 80 ( 2.2%) |
| Median Home Value | $701,344 |
| Average Home Value | $732,762 |
Housing Distribution
Address Breakdown
Residential
3,621
Single Family
2,659
Multi-Family
962
Businesses
416
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1955
4,982 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 90716, Hawaiian Gardens, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,624 (100%) |
| Owner Occupied HU | 1,489 (41.1%) |
| Renter Occupied HU | 2,055 (56.7%) |
| Vacant Housing Units | 80 ( 2.2%) |
| Median Home Value | $701,344 |
| Average Home Value | $732,762 |
Housing Distribution
Address Breakdown
Residential
3,621
Single Family
2,659
Multi-Family
962
Businesses
416
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ping Li • Calidad Realty
Mls Name: CRMLS
Mls ID: #RS25259703