2231 Calle MargaritaSan DimasCA91773
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play2231 Calle Margarita, San Dimas, CA, 91773 in San Dimas is priced for appreciation, not yield. Rental yield 4.53%. At $1,475,000 with a 4.53% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $407,515 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.84) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $330,115.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.5% | 5.2% |
| Monthly Cash Flow | $(3,560) | $300 |
City averages based on San Dimas market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,564 |
| Total Monthly Debt Service | $8,538 |
| DSCR Ratio | 0.65x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1988
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91773, San Dimas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,972 (100%) |
| Owner Occupied HU | 8,894 (68.6%) |
| Renter Occupied HU | 3,619 (27.9%) |
| Vacant Housing Units | 459 ( 3.5%) |
| Median Home Value | $840,451 |
| Average Home Value | $887,422 |
Housing Distribution
Address Breakdown
Residential
12,083
Single Family
11,283
Multi-Family
800
Businesses
1,854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1988
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91773, San Dimas, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,972 (100%) |
| Owner Occupied HU | 8,894 (68.6%) |
| Renter Occupied HU | 3,619 (27.9%) |
| Vacant Housing Units | 459 ( 3.5%) |
| Median Home Value | $840,451 |
| Average Home Value | $887,422 |
Housing Distribution
Address Breakdown
Residential
12,083
Single Family
11,283
Multi-Family
800
Businesses
1,854
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Robert Harder • RE/MAX INNOVATIONS
Mls Name: CRMLS
Mls ID: #CV25185958