2230 California StSan FranciscoCA94115
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 2230 California St, San Francisco, CA, 94115 in San Francisco is a conservative rental investment at $845,000. Rental yield 6.62%. A 1.23 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $233,458; $7,783/yr in principal paydown supplements. Total projected return: $237,156.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 4.5% |
| Monthly Cash Flow | $(1,346) | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,661 |
| Total Monthly Debt Service | $5,671 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1900
3,643 sqft lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1900
3,643 sqft lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94115, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,861 (100%) |
| Owner Occupied HU | 4,394 (23.3%) |
| Renter Occupied HU | 12,724 (67.5%) |
| Vacant Housing Units | 1,743 ( 9.2%) |
| Median Home Value | $1,706,442 |
| Average Home Value | $1,586,196 |
Housing Distribution
Address Breakdown
Residential
19,113
Single Family
5,146
Multi-Family
13,967
Businesses
1,425
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Steven West • Radius Agent Realty
Mls Name: BAREIS
Mls Provider:
Mls ID: #425001386
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2025 Bay Area Real Estate Information Services, Inc. All Right Reserved.