2226 Coral St, Lodi, CA, 95242 | 5.94% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $3,240/mo, and a $3,204/mo payment. Purchase price stands at $654,602, and rental yield measures 5.94% with $3,240/mo rent. Return on cash invested shows 15.55% in year one, and 5% annual appreciation builds toward $180,854 over five years. Five-year ROI reaches 79.43% and total cumulative return in cash records $171,067. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,240/mo property income covering a $3,204/mo payment rather than investor’s personal income.

Single Family

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95242, Lodi, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	11,694 (100%)
Owner Occupied HU	7,970 (68.2%)
Renter Occupied HU	3,306 (28.3%)
Vacant Housing Units	418 ( 3.6%)
Median Home Value	$632,083
Average Home Value	$662,626