2225 Small MountainEl PasoTX79911
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 2225 Small Mountain, El Paso, TX, 79911 in El Paso deserves attention. This $352,300 property earns $3,912/mo in rent, a 13.33% gross yield, and nets $1,400/mo after the $1,584/mo payment. DSCR 2.47 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $97,334 compounds alongside $3,245/yr in yearly equity build, for a total cumulative return of $225,162.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 5.8% |
| Monthly Cash Flow | $1,400 | $385 |
City averages based on El Paso market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,912 |
| Total Monthly Debt Service | $2,372 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
6,969 sqft lot
$N/A/sqft
$21 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79911, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,934 (100%) |
| Owner Occupied HU | 2,906 (73.9%) |
| Renter Occupied HU | 821 (20.9%) |
| Vacant Housing Units | 207 ( 5.3%) |
| Median Home Value | $317,238 |
| Average Home Value | $346,446 |
Housing Distribution
Address Breakdown
Residential
3,851
Single Family
3,392
Multi-Family
459
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
6,969 sqft lot
$N/A/sqft
$21 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 79911, El Paso, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,934 (100%) |
| Owner Occupied HU | 2,906 (73.9%) |
| Renter Occupied HU | 821 (20.9%) |
| Vacant Housing Units | 207 ( 5.3%) |
| Median Home Value | $317,238 |
| Average Home Value | $346,446 |
Housing Distribution
Address Breakdown
Residential
3,851
Single Family
3,392
Multi-Family
459
Businesses
44
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices