2221 Pennington DrArlingtonTX76014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 2221 Pennington Dr, Arlington, TX, 76014 in Arlington is narrow, $185/mo net on $2,708/mo rent after the $1,595/mo debt service, but the property operates at break-even-plus, not a loss. At $354,800 with a 9.16% yield, the long-run equity case via 5% appreciation ($98,025 over five years) and $3,268/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.70 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $147,899.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.5% |
| Monthly Cash Flow | $185 | $450 |
City averages based on Arlington market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,708 |
| Total Monthly Debt Service | $2,382 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76014, Arlington, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,539 (100%) |
| Owner Occupied HU | 5,440 (43.4%) |
| Renter Occupied HU | 6,458 (51.5%) |
| Vacant Housing Units | 641 ( 5.1%) |
| Median Home Value | $236,771 |
| Average Home Value | $311,689 |
Housing Distribution
Address Breakdown
Residential
11,991
Single Family
8,590
Multi-Family
3,401
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 76014, Arlington, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,539 (100%) |
| Owner Occupied HU | 5,440 (43.4%) |
| Renter Occupied HU | 6,458 (51.5%) |
| Vacant Housing Units | 641 ( 5.1%) |
| Median Home Value | $236,771 |
| Average Home Value | $311,689 |
Housing Distribution
Address Breakdown
Residential
11,991
Single Family
8,590
Multi-Family
3,401
Businesses
378
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices