22206 Umland CirJennerCA95450
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 22206 Umland Cir, Jenner, CA, 95450 in Jenner. Priced at $175,000, it generates $3,222/mo in gross rent and $2,048/mo in net monthly cash flow, a 22.09% yield that comfortably supports the 4.09 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $24,572. Five-year appreciation: $48,349. Equity from principal paydown: $1,612/yr. Total projected cumulative return: $198,549.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.1% | 6.0% |
| Monthly Cash Flow | $2,048 | $1,500 |
City averages based on Jenner market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,222 |
| Total Monthly Debt Service | $1,105 |
| DSCR Ratio | 2.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
1.39 Acres lot
$N/A/sqft
$551 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95450, Jenner, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 304 (100%) |
| Owner Occupied HU | 123 (40.5%) |
| Renter Occupied HU | 25 ( 8.2%) |
| Vacant Housing Units | 156 (51.3%) |
| Median Home Value | $1,177,273 |
| Average Home Value | $1,165,955 |
Housing Distribution
Address Breakdown
Residential
130
Single Family
130
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
1.39 Acres lot
$N/A/sqft
$551 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95450, Jenner, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 304 (100%) |
| Owner Occupied HU | 123 (40.5%) |
| Renter Occupied HU | 25 ( 8.2%) |
| Vacant Housing Units | 156 (51.3%) |
| Median Home Value | $1,177,273 |
| Average Home Value | $1,165,955 |
Housing Distribution
Address Breakdown
Residential
130
Single Family
130
Multi-Family
0
Businesses
29
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Timothy Mckusick • W Real Estate
Mls Name: BAREIS
Mls Provider:
Mls ID: #324033918
Disclaimer: Listing information deemed reliable but not guaranteed. Copyright 2024 Bay Area Real Estate Information Services, Inc. All Right Reserved.