2220 E Chapman Ave Unit 51FullertonCA92831
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeWhen a property's DSCR clears 1.5x, lenders and investors both pay attention. 2220 E Chapman Ave Unit 51, Fullerton, CA, 92831 in Fullerton achieves a 1.56 ratio at $275,000: $1,925/mo rent versus $1,237/mo debt service. Rental yield 8.4%. Ziffy Mortgage's no-W2 DSCR loan is purpose-built for assets like this. The 8.4% yield compounds alongside 5% annual appreciation projecting $75,977 in value. Total projected cumulative return: $118,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $(242) | $1,500 |
City averages based on Fullerton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,925 |
| Total Monthly Debt Service | $1,592 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92831, Fullerton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,380 (100%) |
| Owner Occupied HU | 5,162 (35.9%) |
| Renter Occupied HU | 8,527 (59.3%) |
| Vacant Housing Units | 691 ( 4.8%) |
| Median Home Value | $949,106 |
| Average Home Value | $1,042,408 |
Housing Distribution
Address Breakdown
Residential
13,535
Single Family
11,068
Multi-Family
2,467
Businesses
1,589
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92831, Fullerton, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,380 (100%) |
| Owner Occupied HU | 5,162 (35.9%) |
| Renter Occupied HU | 8,527 (59.3%) |
| Vacant Housing Units | 691 ( 4.8%) |
| Median Home Value | $949,106 |
| Average Home Value | $1,042,408 |
Housing Distribution
Address Breakdown
Residential
13,535
Single Family
11,068
Multi-Family
2,467
Businesses
1,589
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Harry Solomon • Nova Real Estate Services
Mls Name: CRMLS
Mls ID: #OC25268526