222 Ridley AveFolsomPA19033
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingInvestors approaching the U.S. market with capital-preservation in mind will find 222 Ridley Ave, Folsom, PA, 19033 in Folsom aligned with their strategy. Rental yield 6.05%. DSCR 1.12 and 6.05% yield provide a sound foundation. Ziffy Mortgage's DSCR program enables non-U.S. residents to acquire without domestic credit. Over five years, 5% appreciation and $3,683/yr in paydown build toward a projected cumulative return of $113,329.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.1% | 6.2% |
| Monthly Cash Flow | $(606) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,015 |
| Total Monthly Debt Service | $2,461 |
| DSCR Ratio | 0.82x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1928
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19033, Folsom, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,771 (100%) |
| Owner Occupied HU | 2,255 (81.4%) |
| Renter Occupied HU | 420 (15.2%) |
| Vacant Housing Units | 96 ( 3.5%) |
| Median Home Value | $320,134 |
| Average Home Value | $347,686 |
Housing Distribution
Address Breakdown
Residential
3,119
Single Family
2,833
Multi-Family
286
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1928
5,227 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 19033, Folsom, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,771 (100%) |
| Owner Occupied HU | 2,255 (81.4%) |
| Renter Occupied HU | 420 (15.2%) |
| Vacant Housing Units | 96 ( 3.5%) |
| Median Home Value | $320,134 |
| Average Home Value | $347,686 |
Housing Distribution
Address Breakdown
Residential
3,119
Single Family
2,833
Multi-Family
286
Businesses
274
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelly Stipa • Springer Realty Group
Mls Name: Bright MLS
Mls ID: #PADE2097550