222 Jaggers RdMammoth CaveKY42259
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 222 Jaggers Rd, Mammoth Cave, KY, 42259 in Mammoth Cave worth study. Rental yield 4.64%. The 4.64% gross yield is below cash-flow benchmarks at $265,000, but 5% annual appreciation, adding $73,215 over five years, frames this as a capital growth position. Rent of $1,025/mo partially offsets the $1,192/mo payment. Ziffy Mortgage finances appreciation-play properties (0.86 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $62,551.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.6% | 6.2% |
| Monthly Cash Flow | $(588) | $850 |
City averages based on Mammoth Cave market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,025 |
| Total Monthly Debt Service | $1,507 |
| DSCR Ratio | 0.68x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2016
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42259, Mammoth Cave, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 827 (100%) |
| Owner Occupied HU | 341 (41.2%) |
| Renter Occupied HU | 45 ( 5.4%) |
| Vacant Housing Units | 441 (53.3%) |
| Median Home Value | $139,638 |
| Average Home Value | $186,415 |
Housing Distribution
Address Breakdown
Residential
656
Single Family
656
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2016
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 42259, Mammoth Cave, KY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 827 (100%) |
| Owner Occupied HU | 341 (41.2%) |
| Renter Occupied HU | 45 ( 5.4%) |
| Vacant Housing Units | 441 (53.3%) |
| Median Home Value | $139,638 |
| Average Home Value | $186,415 |
Housing Distribution
Address Breakdown
Residential
656
Single Family
656
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: South Central Kentucky AOR
Mls ID: #SC47908