222 Horn CirWoodstockAL35188
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 222 Horn Cir, Woodstock, AL, 35188 in Woodstock deserves attention. This $145,000 property earns $1,466/mo in rent, a 12.14% gross yield, and nets $648/mo after the $652/mo payment. DSCR 2.25 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $40,061 compounds alongside $1,335/yr in yearly equity build, for a total cumulative return of $96,334.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.1% | 8.0% |
| Monthly Cash Flow | $648 | $1,200 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,466 |
| Total Monthly Debt Service | $761 |
| DSCR Ratio | 1.93x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35188, Woodstock, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,239 (100%) |
| Owner Occupied HU | 886 (71.5%) |
| Renter Occupied HU | 219 (17.7%) |
| Vacant Housing Units | 134 (10.8%) |
| Median Home Value | $195,640 |
| Average Home Value | $222,280 |
Housing Distribution
Address Breakdown
Residential
1,111
Single Family
1,111
Multi-Family
0
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35188, Woodstock, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,239 (100%) |
| Owner Occupied HU | 886 (71.5%) |
| Renter Occupied HU | 219 (17.7%) |
| Vacant Housing Units | 134 (10.8%) |
| Median Home Value | $195,640 |
| Average Home Value | $222,280 |
Housing Distribution
Address Breakdown
Residential
1,111
Single Family
1,111
Multi-Family
0
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Connie Jones • Klassey Realty
Mls Name: GALMLS
Mls Provider:
Mls ID: #21419289
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.