222 E Plane StBethelOH45106
INVESTMENT ANALYSIS
Investment Verdict
Solid Income222 E Plane St, Bethel, OH, 45106 in Bethel earns a respectable 9.08% gross yield at $104,900, but after the $472/mo mortgage the net cash flow is $57/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (2.53) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $28,982 over five years, making equity the dominant return driver. Total projected return: $72,402.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.2% |
| Monthly Cash Flow | $57 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,194 |
| Total Monthly Debt Service | $648 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45106, Bethel, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,031 (100%) |
| Owner Occupied HU | 3,723 (74.0%) |
| Renter Occupied HU | 989 (19.7%) |
| Vacant Housing Units | 319 ( 6.3%) |
| Median Home Value | $261,646 |
| Average Home Value | $277,509 |
Housing Distribution
Address Breakdown
Residential
4,877
Single Family
4,690
Multi-Family
187
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45106, Bethel, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,031 (100%) |
| Owner Occupied HU | 3,723 (74.0%) |
| Renter Occupied HU | 989 (19.7%) |
| Vacant Housing Units | 319 ( 6.3%) |
| Median Home Value | $261,646 |
| Average Home Value | $277,509 |
Housing Distribution
Address Breakdown
Residential
4,877
Single Family
4,690
Multi-Family
187
Businesses
221
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices