222 E Montgomery Ave APT 304, Ardmore, PA, 19003 | $433/mo Cash Flow

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222 E Montgomery Ave APT 304, Ardmore, PA, 19003 | $433/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ardmore at 222 E Montgomery Ave APT 304, Ardmore, PA, 19003 offers a 9.46% rental yield on a $325,000 purchase with $2,563/mo rent. Total monthly income registers $2,563/mo, and a $1,591/mo payment leaves $433/mo available for distribution. Annual cash flow reaches $5,196/yr on $107,738 to close, and return on cash invested stands at 24.73% in year one. Equity gained on principal adds $2,097/yr while 5% annual appreciation supports $89,792 over five years. Portfolio math shows five-year ROI at 129.24% and total cumulative return in cash at $139,237. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,563/mo property income against a $1,591/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Condo

Built in 1972

946 sqft lot

$N/A/sqft

No HOA

More details about the property

Beautifully updated two bedroom condo in the heart of Ardmore! Wonderful location - just a seven minute stroll to Suburban Square's Farmers Market, shops, restaurants and Trader Joe's. The Ardmore Train Station is just around the corner too. You are sure to enjoy the best of Main Line living from this unbeatable location. Step inside to an expansive Living Room and Dining Room, filled with natural light. A cleverly designed Office Nook is tucked neatly into a closet, offering a functional workspace that disappears when you do not need it. The Kitchen is the true showstopper here! Recently renovated, it features classic white Shaker cabinets, stainless steel appliances, granite countertops and an abundance of work space and storage, including a breakfast bar and stackable washer/dryer, adding both warmth and practicality. Down the hall, the spacious Primary Bedroom includes a luxurious walk-in closet with custom built-ins and a beautifully renovated en-suite Bathroom. The Bathroom features pretty penny tile flooring, an oversized white vanity and a stall shower with a sleek frameless glass door. The second Bedroom offers generous closet space and sits across the hall from a refreshed Hall Bath, with a tub/shower combo and a modern vanity. Additional highlights include luxury vinyl flooring throughout, a parking spot (with additional overflow parking), and extra storage in the basement. The whole condo was also recently professionally painted. Beautifully renovated and ideally located, this turn-key condo is ready to welcome you home today. Showings start Wednesday, December 10.

Neighborhood Data

Neighborhood data shown for ZIP Code: 19003, Ardmore, PA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	6,467 (100%)
Owner Occupied HU	3,774 (58.4%)
Renter Occupied HU	2,356 (36.4%)
Vacant Housing Units	337 ( 5.2%)
Median Home Value	$529,520
Average Home Value	$612,182