22184 E Highway 299Bella VistaCA96008
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 22184 E Highway 299, Bella Vista, CA, 96008 in Bella Vista is capital appreciation. Rental yield 2.64%. The 2.64% gross yield at $750,000 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $207,211 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.49) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $92,128.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.6% | 6.0% |
| Monthly Cash Flow | $(2,988) | $300 |
City averages based on Bella Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,651 |
| Total Monthly Debt Service | $4,341 |
| DSCR Ratio | 0.38x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in N/A
8.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96008, Bella Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 681 (100%) |
| Owner Occupied HU | 511 (75.0%) |
| Renter Occupied HU | 98 (14.4%) |
| Vacant Housing Units | 72 (10.6%) |
| Median Home Value | $422,368 |
| Average Home Value | $460,568 |
Housing Distribution
Address Breakdown
Residential
248
Single Family
248
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in N/A
8.13 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96008, Bella Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 681 (100%) |
| Owner Occupied HU | 511 (75.0%) |
| Renter Occupied HU | 98 (14.4%) |
| Vacant Housing Units | 72 (10.6%) |
| Median Home Value | $422,368 |
| Average Home Value | $460,568 |
Housing Distribution
Address Breakdown
Residential
248
Single Family
248
Multi-Family
0
Businesses
47
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pedro Flores • Rodeo Realty
Mls Name: CLAW
Mls ID: #26637857