22166 Crestline RdPalomar MountainCA92060
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 22166 Crestline Rd, Palomar Mountain, CA, 92060 in Palomar Mountain: $2,861/mo in rent, $1,005/mo net, 11.44% gross yield, all on a $300,000 acquisition. The 2.12 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $82,884 in value, and $2,763/yr in principal paydown steadily builds equity. Projected total cumulative return: $178,456.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.4% | 8.2% |
| Monthly Cash Flow | $1,005 | $1,200 |
City averages based on Palomar Mountain market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,861 |
| Total Monthly Debt Service | $1,736 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1927
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92060, Palomar Mountain, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 16 (36.4%) |
| Renter Occupied HU | 11 (25.0%) |
| Vacant Housing Units | 17 (38.6%) |
| Median Home Value | $607,143 |
| Average Home Value | $855,938 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1927
0.96 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92060, Palomar Mountain, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 44 (100%) |
| Owner Occupied HU | 16 (36.4%) |
| Renter Occupied HU | 11 (25.0%) |
| Vacant Housing Units | 17 (38.6%) |
| Median Home Value | $607,143 |
| Average Home Value | $855,938 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Justin Yee • eXp Realty of Southern California, Inc
Mls Name: CRMLS
Mls ID: #OC26017288